Consumer Privacy at Mt. Washington Bank

What You Should Know:

Mt. Washington Bank believes that protecting each person's right to privacy is the foundation of quality customer relationships. We want you to understand what information we collect and how we use it. In order to provide you with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain information about you. The following policy serves as a standard for all our employees regarding the collection, use, retention, and security of nonpublic personal information. The protection of nonpublic personal information is a priority with the Bank.

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, this includes information regarding your account balance, payment history, and overdraft history.

Information We Collect:

We may collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
  
• Information about your transactions with us or others; and
  
• Information we receive from third parties such as consumer reporting agencies.

The information collected and retained by Mt. Washington Bank is used for specific business purposes, such as approving or administering your account, complying with banking regulations, protecting against fraud, and developing a better understanding of your financial needs to provide you with products and services of value to you.

Information We Disclose:

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We believe that the responsible use of information benefits our customers by enabling us to understand their specific financial needs and to offer products and services tailored to meet those needs.

We do not sell or provide nonpublic personal information about customers or former customers to other companies for their independent use.

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income.
  
• Information about your transactions with us or others, such as your account balance, payment history, parties to transactions, and debit card usage; and
  
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures:

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you and we educate our employees about the importance of confidentiality and customer privacy. We maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your nonpublic personal information.

If You Have Questions:

If you have questions about this policy, or about the privacy of customer information, you may contact us:

Contact Us
By Mail:	Mt. Washington Bank Compliance Department 455 West Broadway P. O. Box 101 South Boston, MA 02127
By Phone:	617- 268-8880
By Email:	info@mtwashingtonbank.com

When using the E-mail link above be aware that our system is not secure and does not guarantee the privacy of your transmission. If your communication is very sensitive, and/or includes personal information, we strongly suggest that you utilize the alternative methods of communication provided above.